University Islamic Financial Corporation is a subsidiary of University Bank which is Member FDIC.  All deposits through University Bank.  No recommendation to buy or sell any security is intended from this material nor should one be inferred.  Securities and mutual funds are offered by Equitas America, LLC, a registered broker/dealer, member NASD and SIPC.  University Insurance & Investment Services, Inc. and University Bank are not broker/dealers nor are they affiliated with Equitas America, LLC.  Non-deposit investment products are NOT FDIC INSURED, NOT GUARANTEED by any bank or government agency and MAY LOSE VALUE.